Ay chihuahua. I sat down and evaluated my spending from February-April and oh man, I am waaaaay too kind to myself. “Another pair of shoes madam?” Oh don’t mind if I do. “Don’t worry, they’re for work!” I rationalize internally. Given the fact I could get away with wearing scrub pants and no one would bat an eyelash, I ought to stop investing in clothes for the sake of work. No I don’t work at a hospital. I work in an office setting that is not even medical adjacent. So yeah, business casual with lots of liberties in the dress code.
In my perusing of other like-minded blogs, I’ve come across several who have participated in a self-imposed “No Spend” month. Since I love a good challenge and my credit card statement is a bit bloated, I thought May would be an excellent time to hunker down and give it a go. Here are my rules.
- Rent, utilities, and subscription services (HBONow and Netflix)
- Medical and vet bills. Kitten is going in for shots and I’ve got a doctor appointment scheduled already.
- Groceries. I have recently gotten an AMEX Blue Cash Preferred, helping me earn rewards on groceries I have to buy anyway. Nowadays, I actually do a lot of my grocery shopping online. Personally, I find that the Walmart website seems to have the best deals in our area. Plus, Walmart usually offers special offers and promo codes that can be used online to get a discount on your groceries. Ultimately, any discount, no matter how small, is a bonus in my eyes.
- Car related expenses. (I have a rust situation happening that, if you look at my GSD list has been lingering for weeks. Finally got a quote and it’s way less than I expected it to be so I’ll probably go for it. This will also help me make money in the future as I plan to sign up for Lyft/Uber)
- Restaurants ONLY if invited by friends. Not allowed to order booze, ever.
- Gym costs and a punch pass to swim. My ankle has been giving me the blues lately so I am planning to layoff land exercises for a while and jump back in the pool.
- Clothes, shoes, accessories.
- Restaurants, coffee shops and bars unless the exception above applies, which I am not counting on happening as my friends and I usually hang out at someone’s house. This is mainly about packing my lunch for work and not running to Chipotle when I get hangry at 11:30.
- Housing goods. Ahem Ikea ahem.
- Make-up. This was never a big spending category for me but sometimes Target gets me and I walk out with $30 in nail polish I will only use once.
Wish me luck! I am actually excited for the challenge. I’ll follow up in the weeks to come to let you know how it’s going.