Ay chihuahua. I sat down and evaluated my spending from February-April and oh man, I am waaaaay too kind to myself. “Another pair of shoes madam?” Oh don’t mind if I do. “Don’t worry, they’re for work!” I rationalize internally. Given the fact I could get away with wearing scrub pants and no one would bat an eyelash, I ought to stop investing in clothes for the sake of work. No I don’t work at a hospital. I work in an office setting that is not even medical adjacent. So yeah, business casual with lots of liberties in the dress code.
In my perusing of other likeminded blogs, I’ve come across several who have participated in a self imposed “No Spend” month. Since I love a good challenge and my credit card statement is a bit bloated, I thought May would be an excellent time to hunker down and give it a go. Here are my rules.
- Rent, utilities, and subscription services (HBONow and Netflix)
- Medical and vet bills. Kitten is going in for shots and I’ve got a doctor appointment scheduled already.
- Car related expenses. (I have a rust situation happening that, if you look at my GSD list has been lingering for weeks. Finally got a quote and it’s way less than I expected it to be so I’ll probably go for it. This will also help me make money in the future as I plan to sign up for Lyft/Uber)
- Restaurants ONLY if invited by friends. Not allowed to order booze, ever.
- Gym costs and a punch pass to swim. My ankle has been giving me the blues lately so I am planning to layoff land exercises for awhile and jump back in the pool.
- Clothes, shoes, accessories.
- Restaurants, coffee shops and bars unless the exception above applies, which I am not counting on happening as my friends and I usually hang out at someone’s house. This is mainly about packing my lunch for work and not running to Chipotle when I get hangry at 11:30.
- Housing goods. Ahem Ikea ahem.
- Make-up. This was never a big spending category for me but sometimes Target gets me and I walk out with $30 in nail polish I will only use once.
Wish me luck! I am actually excited for the challenge. I’ll follow up in the weeks to come to let you know how it’s going.